812
people found this helpful, as of 2023
ranked #15,376 most helpful
out of 571,544,897 reviews
★★★★★
I didn't want to sit here and type a review, but from reading some of the bad ones, I had to...
I was reading some of the bad reviews and realized they all have something in common, they have no basic understanding of how credit cards or technology works...
I've been using this Amazon/Synchrony store card for exactly 2 years now. I've yet to have a bad experience. I LOVE having the 6 and 12 month 0% APR promotional purchase plans. I use the HELL out of them, and it's SO EASY TO MANAGE. The card has a portal where you can see all your promotional purchases, how long you have left to pay them, how much you have left to pay towards them, how much interest has been deferred from them, etc. There is a settings page where you can choose whether your payments go straight to promotional purchases, or towards your non-promotional balance, and you can change it whenever you want. HOW CAN THIS GET ANY EASIER?!?!? Just 4 days ago I made a payment and forgot to change it to non-promotional balance before I did, turns our you have a whole day to hit the "cancel payment" button, change the setting, and pay again. Worked great!
I once forgot to make my payment 3 days past the due date, and called them freaking out that they might report it to the credit bureau. I got a hold of a human fairly fast, the human was probably from India, but spoke great English, was very helpful, and told me not to worry. I just made the payment, and they even waved the late fee. Other times I've used the instant chat to ask simpler questions and gotten very quick responses. I've never had any problems that were caused by them. The card works like a dream, and has helped me acquire photography and videography gear that I'd normally have to save for months.
They started me off with like $1,400.00, then bumped me to $2,400.00, then $3,700.00, then $4,600.00 ALL WITHOUT ME ASKING. After the last bump I asked for $6,000.00 because I wanted to pre-order a Sony A7 III and a lens. They gave it to me INSTANTLY, no other card I have has been this stupid awesome.
April 2018 · Unknown